How to Send Anonymous Payments with Revolut: A Complete Guide

Why Send Anonymous Payments with Revolut?

In an era where digital privacy is a growing concern, sending anonymous payments has become a priority for many. Revolut, a popular fintech platform, offers features that allow users to enhance their financial privacy. While no system guarantees 100% anonymity, Revolut provides tools to obscure transaction details from recipients and third parties. This guide explains how to leverage Revolut’s features for discreet payments while addressing legal and practical considerations.

How Revolut Enables Anonymous Payments

Revolut supports privacy-focused transactions through:

• Disposable Virtual Cards: Generate single-use cards for online purchases.
• Pseudonymization: Hide your real name on payment receipts.
• Transaction Detail Control: Disable merchant/product info sharing.
• Currency Masking: Conceal account currency during transfers.

Step-by-Step: Sending Anonymous Payments via Revolut

1. Create a virtual card in the app (Cards → Virtual → Add New).
2. Enable “Hide Merchant Details” in privacy settings.
3. Use a pseudonym under Profile → Personal Details.
4. Send funds via IBAN without reference notes.
5. Delete virtual cards after single use.

Pros and Cons of Using Revolut for Anonymity

Advantages:

• No physical paperwork required
• Instant payment processing
• Multi-currency support

Limitations:

• KYC verification required for account creation
• Transaction records visible to Revolut
• €1,000/month limit on anonymous transfers

Revolut Alternatives for Anonymous Payments

• Cryptocurrencies: Monero or Zcash via non-KYC exchanges
• Prepaid Cards: Paysafecard or Neosurf
• Cash Apps: Localized services like Swish (Sweden)
• Privacy Coins: WASABI Wallet for Bitcoin mixing

FAQ: Anonymous Revolut Payments

Q: Are Revolut transactions truly anonymous?
A: No – Revolut complies with EU financial regulations and maintains internal records of all transactions.

Q: Can law enforcement trace Revolut payments?
A: Yes. Authorities can request transaction data through legal channels.

Q: Is anonymous sending legal?
A: Legal for personal privacy, illegal for tax evasion or criminal activity.

Q: Maximum anonymous transfer limit?
A: Basic accounts: €1,000/month; Premium: €10,000/month.

Q: Best alternative for complete anonymity?
A: Monero cryptocurrency transactions via decentralized exchanges.

Always consult local financial regulations before attempting anonymous transfers. Revolut’s privacy features work best for personal discretion rather than absolute anonymity.